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ArK Partner Program

Investors and Venture Capital firms.

Partner Program
Venture Capital

The world's most founder friendly loan is here.

Financing

Big tickets, pay back when all of this is over.

The Ark Growth Loan is designed to be the best complement to venture capital. The terms are customized in partnership with founders, to fit the nature of their growth trajectory. It’s always designed with a lot of legroom to pay back so companies won’t get weighed down in crucial states of their growth journey.

Terms:

Up to €10m.
3 year interest only.
7 year repayment time.
No warrants, completely non-dilutive.
Does not need to be a part of an equity round.

How to tell us apart.

Financing

Versus revenue based financing.

An RBF product looks more like a pay-day-loan compared to the ArK Growth Loan. They are short term in nature which does not provide the type of cash flow relief that we do.

How:

3 year interest only periods, RBF’s commonly offer 6 months at the longest.
7 year repayment time, RBF’s commonly want the money back 1-2 years after (Uncapped 2 years, Capchase 1 year).
Financing

Versus venture debt.

We compete with venture debt on the lower end of ticket sizes. Key differences are that we have a big intel advantage, which means we can make better credit decisions and therefore fund many more businesses they ever could. Plus we are a 100% non-dilutive.

How:

An ArK loan does not need to be a part of an equity round.
An ArK loan does not have any forms of warrants or equity kickers.

Spend reserves on big bets, and let ArK fund proven growth.

Financing

Partner at investment stage.

Partnering with ArK in a round means PC’s can invest in more companies from the same fund. ArK tops up the round up to €10m, giving founders a lot of capital to grow while protecting equity. More horses in the stable, equipped to run faster and longer.

Partner outside an equity round.

A lot of portfolio companies might not have hockey-stick growth at this moment but have underlying profitability. These companies can access a growth loan outside of an equity round and accelerate, while fund reserves can be placed on big bets.

Client sweet spot:

Revenue range: €1-50M annualized.
Growth rate: Fast growing relative their size, strong retention with positive trends, >20+ paying customers.
Profitability: Proven product market fit, path to profitability can be seen.
Investors: Works with both VC backed or bootstrapped.
Business model: Predictable revenues from B2B, B2C and E-com.

Become a partner.

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Testemonials

We’ve helped hundreds of e-commerce players already. Are you next?

Start the process now ↗

“Cross-pollination have bandwidth cc me on that, streamline, and productize, and draft policy pm proposal.”

Ben Eliass, CEO & Co-founder

“Cross-pollination have bandwidth cc me on that, streamline, and productize, and draft policy pm proposal.”

Ben Eliass, CEO & Co-founder

“Cross-pollination have bandwidth cc me on that, streamline, and productize, and draft policy pm proposal.”

Ben Eliass, CEO & Co-founder

Advance Loan

Execute on your growth trajectory before your competition does.

We pay out up to 95% of your app earnings on a weekly basis. Fully non-dilutive. So that you can build for your next growth peak earlier than your competition.

Advance Loan ↗