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ALTERNATIVE to REVENUE BASED FINANCE

Serious growth capital for tech companies

Growth loans up to €10m.
Long payback horizons.

Financing

The long-term funding with ticket sizes revenue based finance actors can't give you.

For a business on it’s path to becoming profitable, it doesn’t make sense to pay back at day one. Pay back the capital when you’ve reached the next step of your growth journey – up to 3 years after getting access to your growth capital.

ArK Growth Loan – 3 year grace period, pay interest only and optimize cashflow.

Other revenue based finance

Custom loans designed to fit the nature of high-growth SCALEUPS.

Custom growth loans scaleups. Up to €10m with long repayment horizons.

The Ark Growth Loan is designed to be the best startup funding available without giving away equity. The terms are custom in partnership to fit the nature of your growth trajectory - ranging between €1-€10m with maturities up to 7 years - so you won’t get weighed down in crucial states of your journey.

Precision financing based on your data

Financing

Fully non-dilutive.
In or between funding rounds.

Our growth loan is completely non-dilutive, without any warrants or other equity return components. This allows for founders to grow their business with a greater level of ownership, control and capital efficiency.

leading partnership

Deployed by top-tier Venture Capital firms for an optimal capital mix among their scaleups.

ArK work closely together with Europes leading venture capital firms to provide the most founder friendly capital mix out there with our growth loan together with their venture capital.

Criteria

The client sweet spot for our growth loans.

Our criteria is unlike a VC or a bank. We are not bound to stages of equity rounds, or by the size of your TAM or that you are profitable. What we’re looking for is that you’ve proven that you can grow your business, in a predictable way that can take you to profitability in the future. An underlying money making machine if you will.

Revenue range:

€1-50M annualized.

Growth rate:

Fast growing relative their size, strong retention with positive trends, >20+ paying customers.

Profitability:

Proven product market fit, path to profitability can be seen.

Investors:

Works with both VC backed or bootstrapped.

Business model:

Predictable revenues from B2B, B2C and E-com.

Financing

Money straight in the bank, use how you see fit.

Once the deal is signed, we pay out the full amount, or in tranches as agreed. We give you access to AIM so you can grow with full control and get to a position of strenght. But we won’t interject, you spend the money how you please.

Part of an equity round, or not.

Since we don’t take any equity we are in no need to be part of an equity round like venture debt funds do. As soon as your growth is proven you are eligable for a growth loan. Use it to get to a position of strenght and 3 years down the line you can start paying us back.

Get started

How to access Ark Growth Loan.

Apply for funding.

Apply for your requested loan size and information about your company. Our team will get back to you on the request within 48 hours.

1

Connect to AIM and unlock your forecast.

Connect all data sources relating to the nature of your growth. AIM will then present you with a detailed 5-year forecast of where your current growth trajectory will take you and our potential in funding.

2

In partnership we craft custom terms.

Based on your AIM forecast we craft terms that fit perfectly together with the rest of your capital structure and growth trajectory.

3

Receive the full amount and use it how you see fit.

Once the deal is signed, we pay out the full amount, or in tranches as agreed. We give you access to AIM so you always have the god-view of your growth trajectory so you can make the right decisions. But we won’t interject, you spend the money how you please.

4

Custom loans designed to fit the nature of high-growth tech companies

a horizon for a startup with blue vector design and a sun

Up to €10m with long  repayment horizons

The Ark Growth Loan is designed to be the best complement to venture capital. The terms are custom in partnership to fit the nature of your growth trajectory - ranging between €1-€10m with maturities up to 7 years - so you won’t get weighed down in crucial states of your journey.

minimal vector design of the differences of the outlook for a startup with control due to their financing

Fully non-dilutive

Our financing is completely non-dilutive, without any warrants or other equity return components. This allows for founders to grow their business with a greater level of ownership, control and capital efficiency.

a growth curve for a startup and and their grace period when taking a growth loan

Always 2 year grace period

For a business on it’s path to becoming profitable, it doesn’t make sense to pay back at day one. Pay back the capital when you’ve reached the next step of your growth journey – up to 2 years after getting access to your growth capital.

How to access Ark Growth Loan

1

Connect to AIM

Connect all data sources relating to the nature of your growth - marketing, accounting, CRM, subscription management systems, payment providers, CRM systems.

2

Unlock your forecast

In return we will present you with a detailed 5-year forecast of where your current growth trajectory will take you. We present this view to you and the key stake holders you see fit. This forecast is of course for your eyes only, as we hold ourselves to the highest standards of data ethics.

3

In partnership we craft custom terms

Based on your AIM forecast we craft terms that fits perfectly together with the rest of your capital structure and unique growth trajectory.

4

Receive the full amount and use it how you see fit

Once the deal is signed, we pay out the full amount, or in tranches as agreed. We give you access to AIM so you always have the god-view of your growth trajectory so you can make the right decisions. But we won’t interject, you spend the money how you please.

Get in touch

Fill in your company details and our client executives will reach out to you shortly.

The brightest minds in machine learning, tech and banking. Meet the team.

Meet our team

Ark team member by the office in StockholmArk Kapital CPTO Henrik LandgrenCOO Axel Bruzelius at Ark Kapital sitting by his laptop